{"id":1690,"date":"2026-07-29T23:56:16","date_gmt":"2026-07-29T15:56:16","guid":{"rendered":"https:\/\/dev.amcan-visa.com\/20230512-2\/"},"modified":"2026-07-29T23:56:16","modified_gmt":"2026-07-29T15:56:16","slug":"20230512-2","status":"publish","type":"post","link":"https:\/\/dev.amcan-visa.com\/en\/20230512-2\/","title":{"rendered":"\u7f8e\u56fd\u5230\u5e95\u6709\u4ec0\u4e48\u597d\uff0c\u80fd\u6210\u4e3a\u79fb\u6c11\u4eba\u7fa4\u7684\u9996\u9009\uff1f"},"content":{"rendered":"

\u79fb\u6c11\u7f8e\u56fd\u53ef\u4eab\u53d7\u7684\u798f\u5229\u5f85\u9047<\/strong><\/p>\n

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1\u3001\u5931\u4e1a\u6551\u6d4e\uff1a<\/strong>\u672a\u627e\u5230\u5de5\u4f5c\uff0c\u53ef\u63d0\u51fa\u7533\u8bf7\u5931\u4e1a\u6551\u6d4e\uff0c\u91d1\u989d\u662f\u4e2a\u4eba\u5728\u5c31\u4e1a\u671f\u95f4\u6240\u83b7\u5f97\u7684\u5e73\u5747\u5468\u85aa\u7684\u4e00\u90e8\u5206\uff0c\u901a\u5e38\u4e3a50%\u81f370%\u4e0d\u7b49\u3002\u4f8b\u5982\uff0c\u5728\u52a0\u5dde\uff0c\u5931\u4e1a\u4fdd\u9669\u91d1\u7684\u91d1\u989d\u662f\u6839\u636e\u7533\u8bf7\u4eba\u5728\u524d\u56db\u4e2a\u6709\u5de5\u8d44\u7684\u5b63\u5ea6\u4e2d\u7684\u6700\u9ad8\u5de5\u8d44\u6765\u8ba1\u7b97\u7684\uff0c\u4e00\u5468\u6700\u9ad8\u53ef\u8fbe1,450\u7f8e\u5143\uff0c\u6700\u4f4e\u4e3a50\u7f8e\u5143\u3002<\/p>\n

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2\u3001\u5e2e\u52a9\u5c31\u4e1a\uff1a<\/strong>\u7f8e\u56fd\u5404\u4e2a\u5dde\u7684\u5c31\u4e1a\u4e2d\u5fc3\u548c\u804c\u4e1a\u57f9\u8bad\u673a\u6784\u53ef\u4ee5\u63d0\u4f9b\u514d\u8d39\u7684\u5c31\u4e1a\u6307\u5bfc\u548c\u57f9\u8bad\u670d\u52a1<\/strong>\uff0c\u5e2e\u52a9\u5c31\u4e1a\u8005\u6539\u8fdb\u6280\u80fd\u548c\u627e\u5230\u66f4\u597d\u7684\u5de5\u4f5c\uff0c\u5305\u62ec\u5c31\u4e1a\u54a8\u8be2\u3001\u804c\u4e1a\u57f9\u8bad\u3001\u6c42\u804c\u6280\u80fd\u57f9\u8bad\u3001\u804c\u4e1a\u5bfc\u822a\u3001\u7b80\u5386\u5efa\u8bae\u7b49\u3002<\/p>\n

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3\u3001\u514d\u8d39\u4e49\u52a1\u6559\u80b2\uff1a<\/strong>\u5728\u7f8e\u56fd\uff0c\u4e49\u52a1\u6559\u80b2\u901a\u5e38\u5305\u62ec\u5c0f\u5b66\uff08Kindergarten\uff09\u5230\u9ad8\u4e2d\uff0812\u5e74\u7ea7\uff09\u7684\u6559\u80b2\u3002\u5927\u591a\u6570\u7f8e\u56fd\u5b66\u6821\u90fd\u662f\u516c\u7acb\u5b66\u6821\uff0c\u7531\u653f\u5e9c\u63d0\u4f9b\u8d44\u91d1\u652f\u6301\uff0c\u5e76\u514d\u8d39\u5411\u6240\u6709\u7b26\u5408\u5e74\u9f84\u8981\u6c42\u7684\u5b66\u751f\u5f00\u653e\uff0c18\u5468\u5c81\u4e4b\u524d\uff0c\u53ef\u4eab\u53d7\u7f8e\u56fd\u4e2d\u5c0f\u5b66\u4e49\u52a1\u6559\u80b2\uff08\u79c1\u7acb\u5b66\u6821\u9664\u5916\uff09\u3002<\/p>\n

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4\u3001\u5927\u5b66\u5956\u5b66\u91d1\uff1a<\/strong>\u7f8e\u56fd\u5927\u591a\u6570\u5927\u5b66\u63d0\u4f9b\u7684\u5956\u5b66\u91d1\u5206\u4e3a\u4e24\u7c7b\uff1a\u5b66\u672f\u5956\u5b66\u91d1\u548c\u9700\u6c42\u5956\u5b66\u91d1\u3002<\/p>\n

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\u9700\u6c42\u5956\u5b66\u91d1\u662f\u57fa\u4e8e\u5b66\u751f\u5bb6\u5ead\u7684\u8d22\u52a1\u72b6\u51b5\u800c\u6388\u4e88\u7684\u3002\u8fd9\u4e9b\u5956\u5b66\u91d1\u65e8\u5728\u5e2e\u52a9\u90a3\u4e9b\u65e0\u6cd5\u8d1f\u62c5\u9ad8\u989d\u5b66\u8d39\u7684\u5b66\u751f\u3002\u7533\u8bf7\u8005\u901a\u5e38\u9700\u8981\u63d0\u4ea4\u4e00\u4efd\u8d22\u52a1\u63f4\u52a9\u7533\u8bf7\uff0c\u5b66\u6821\u4f1a\u8bc4\u4f30\u7533\u8bf7\u8005\u7684\u5bb6\u5ead\u8d22\u52a1\u72b6\u51b5\uff0c\u4ee5\u786e\u5b9a\u4ed6\u4eec\u662f\u5426\u6709\u8d44\u683c\u83b7\u5f97\u9700\u6c42\u5956\u5b66\u91d1\uff0c\u5e76\u786e\u5b9a\u5956\u5b66\u91d1\u7684\u91d1\u989d\u3002<\/p>\n

\u76f8\u6bd4\u5916\u7c4d\u7559\u5b66\u751f\u8981\u4e0e\u5168\u7403\u7684\u9876\u5c16\u5b66\u751f\u7ade\u4e89\uff0c\u6709\u7eff\u5361\u540e\u83b7\u53d6\u5956\u5b66\u91d1\u673a\u4f1a\u5927\u5927\u589e\u52a0\u3002<\/strong><\/p>\n

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5\u3001\u514d\u8d39\u533b\u7597\u4fdd\u9669\uff1a<\/strong>65\u5c81\u4ee5\u4e0a\u8001\u4eba\uff0c\u4ee5\u53ca\u6b8b\u75be\u4eba\u58eb\u548c\u60a3\u6709\u80be\u810f\u75be\u75c5\u7684\u4eba\u58eb\u53ef\u4eab\u53d7\u514d\u8d39\u533b\u4fdd\uff0c\u5bf9\u513f\u7ae5\u53ca\u5b55\u5987\u4e5f\u6709\u4e13\u9879\u670d\u52a1\u673a\u4f1a\uff1b<\/p>\n

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6\u3001\u8d2d\u623f\u8865\u8d34\uff1a<\/strong>\u5728\u7f8e\u56fd\uff0c\u5404\u4e2a\u5dde\u90fd\u6709\u4e00\u4e9b\u653f\u5e9c\u8ba1\u5212\u548c\u673a\u6784\u63d0\u4f9b\u8d2d\u623f\u8865\u8d34\u6216\u8865\u52a9\uff0c\u5e2e\u52a9\u7b26\u5408\u6761\u4ef6\u7684\u4e2a\u4eba\u548c\u5bb6\u5ead\u5b9e\u73b0\u8d2d\u623f\u68a6\u60f3\uff0c\u6bd4\u5982\uff1a\u52a0\u5dde\u4e0a\u4e2a\u6708\u6709\u9996\u6b21\u8d2d\u623f\u8005\uff0c\u52a0\u5dde\u653f\u5e9c\u8865\u52a920%\u9996\u4ed8\u6b3e\u7684\u798f\u5229\u653f\u7b56<\/strong>\u3002<\/p>\n

\u9664\u6b64\u4e4b\u5916\uff0cFHA\u662f\u7f8e\u56fd\u653f\u5e9c\u673a\u6784\uff0c\u4e3a\u7b26\u5408\u6761\u4ef6\u7684\u4e2a\u4eba\u548c\u5bb6\u5ead\u63d0\u4f9b\u4f4e\u9996\u4ed8\u3001\u4f4e\u5229\u7387\u7684\u623f\u5c4b\u8d37\u6b3e\u3002FHA\u8d37\u6b3e\u7684\u9996\u4ed8\u53ef\u4ee5\u4f4e\u81f33.5%\uff0c\u5e76\u4e14\u53ef\u4ee5\u5c06\u623f\u5c4b\u7ef4\u4fee\u548c\u7ffb\u65b0\u6210\u672c\u5305\u542b\u5728\u8d37\u6b3e\u4e2d\u3002<\/p>\n

\u9000\u4f11\u540e\u5373\u53ef\u7533\u8bf7\u8d2d\u4e70\u4f4e\u6536\u5165\u8001\u5e74\u4eba\u516c\u5bd3\u4f4f\u623f\u3002\u53ef\u7528\u5927\u7ea6\u5e02\u573a\u4ef7\u683c\u768435%\u5de6\u53f3\u7684\u6b3e\u9879\u8d2d\u4e70\u7531\u56fd\u5bb6\u8865\u8d34\u5174\u5efa\u7684\u5728\u7f8e\u56fd\u5c5e\u4e8e\u81ea\u5df1\u7684\u4f4f\u623f\u3002<\/p>\n

<\/p>\n

7\u3001\u653f\u5e9c\u8865\u8d34\uff1a<\/strong>\u7eff\u5361\u6301\u6709\u8005\u5728\u9000\u4f11\u524d\u6ca1\u6709\u7d2f\u8ba1\u5341\u5e74\u7684\u4ea4\u7a0e\u8bb0\u5f55\u65f6\uff0c\u53ea\u8981\u8f6c\u6210\u7f8e\u56fd\u516c\u6c11\uff0c65\u5c81\u9000\u4f11\u540e\u653f\u5e9c\u76f4\u63a5\u53d1\u653e\u751f\u6d3b\u8865\u8d34\uff08\u6bcf\u6708\uff04600\u591a\uff09\u3002\u5373\u4f7f\u672c\u4eba\u4e0d\u5728\u7f8e\u56fd\u751f\u6d3b\uff0c\u4e5f\u53ef\u4eab\u53d7\u8fd9\u7b14\u94b1\uff1b<\/p>\n

8\u3001\u4f24\u6b8b\u798f\u5229\u91d1Disability\uff1a<\/strong>\u4efb\u4f55\u6323\u8db3\u4e86\u793e\u4f1a\u4fdd\u969c\u5206\u6570\uff08Credits\uff09\uff0c\u5e76\u60a3\u6709\u4e00\u79cd\u4e25\u91cd\u7684\u8eab\u4f53\u6216\u7cbe\u795e\u65b9\u9762\u7684\u75be\u75c5\u5bfc\u81f4\u4ed6\u4eec\u4e00\u5e74\u4ee5\u4e0a\u4e0d\u80fd\u4ece\u4e8b\u56fa\u5b9a\u5de5\u4f5c\u7684\u4eba\uff08\u4e00\u822c\u6bcf\u6708\u6536\u5165\u8fbe\u5230800\u5143\u4ee5\u4e0a\u7684\u5de5\u4f5c\uff0c\u89c6\u4e3a\u56fa\u5b9a\u5de5\u4f5c\uff09\uff1b\u6216\u8005\u60a3\u6709\u67d0\u79cd\u4e0d\u6cbb\u4e4b\u75c7\u7684\u4eba\uff0c\u90fd\u53ef\u4ee5\u9886\u53d6\u4f24\u6b8b\u798f\u5229\u91d1\u3002<\/p>\n

9\u3001\u5bb6\u5ead\u798f\u5229\u91d1Family Benefits\uff1a<\/strong>\u5982\u679c\u60a8\u7b26\u5408\u6761\u4ef6\u9886\u53d6\u9000\u4f11\u91d1\u6216\u4f24\u6b8b\u798f\u5229\u91d1\uff0c\u60a8\u7684\u5bb6\u5ead\u6210\u5458\u4e5f\u53ef\u4ee5\u9886\u53d6\u5bb6\u5ead\u798f\u5229\u91d1\u3002\u5bb6\u5ead\u6210\u5458\u5305\u62ec\uff1a<\/p>\n

\u2460 62\u5c81\u4ee5\u4e0a\u7684\u914d\u5076\uff1b<\/p>\n

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\u2462 18\u5c81\u4ee5\u4e0b\u7684\u672a\u5a5a\u5b50\u5973\uff1b<\/p>\n

\u2463 \u5b50\u5973\u662f19\u5c81\u4ee5\u4e0b\u7684\u5728\u8bfb\u5b66\u751f\uff1b<\/p>\n

\u2464 \u5b50\u5973\u662f18\u5c81\u6216\u5927\u4e8e18\u5c81\uff0c\u8eab\u6709\u4f24\u6b8b\uff1b<\/p>\n

\uff08\u5982\u679c\u60a8\u5df2\u79bb\u5a5a\uff0c\u60a8\u7684\u524d\u59bb\u6216\u524d\u592b\u4e5f\u6709\u8d44\u683c\u9886\u53d6\u6b64\u79cd\u798f\u5229\u91d1\u3002\uff09<\/p>\n

\u5728\u7f8e\u56fd\u51fa\u751f\u7684\u5b9d\u5b9d\u798f\u5229\u6982\u89c8<\/strong><\/p>\n

1\u3001\u4eab\u53d7Medicaid\u533b\u7597\u4fdd\u969c<\/strong><\/p>\n

\u6211\u4eec\u90fd\u77e5\u9053\u7f8e\u56fd\u533b\u836f\u8d39\u5f88\u8d35\uff0c\u6240\u4ee5medicaid\u5f88\u91cd\u8981\u3002\u53ef\u4ee5\u4eab\u53d7\u751f\u4ea7\u3001\u4ea7\u68c0\u3001\u6025\u6551\u3001\u4ea4\u901a\u670d\u52a1\u7b49\uff1b<\/p>\n

2\u3001WIC\u6bcd\u5a74\u53ca\u5e7c\u513f\u8425\u517b\u8ba1\u5212<\/strong><\/p>\n

WIC\u662fWomen, Infant and Children Program\u7684\u7b80\u79f0\u3002\u662f\u7f8e\u56fd\u8054\u90a6\u653f\u5e9c\u4e3a\u4e86\u5e2e\u52a9\u7b26\u5408\u6761\u4ef6\u7684\u5b55\u5987\u3001\u5a74\u513f\u548c5\u5c81\u4ee5\u4e0b\u513f\u7ae5\u63d0\u4f9b\u8425\u517b\u996e\u98df\u7684\u8ba1\u5212\uff0cWIC\u8ba1\u5212\u901a\u8fc7\u53d1\u653eWIC\u793c\u54c1\u5361\u6765\u63d0\u4f9b\u98df\u54c1\u548c\u5176\u4ed6\u5fc5\u9700\u54c1\uff0c\u4f60\u53ef\u4ee5\u7528\u793c\u54c1\u5361\u5728\u6307\u5b9a\u7684\u5546\u5e97\u8d2d\u4e70\u725b\u5976\u3001\u9e21\u86cb\u3001\u5a74\u513f\u914d\u65b9\u5976\u7c89\u3001\u5a74\u513f\u98df\u54c1\u3001\u65b0\u9c9c\u6c34\u679c\u548c\u852c\u83dc\u7b49\u3002\u7533\u8bf7\u7684\u6750\u6599\u4e3b\u8981\u662f\u4f60\u7684\u8eab\u4efd\u8bc1\u660e\uff0c\u6000\u5b55\u8bc1\u660e\uff0c\u4f4f\u5740\u8bc1\u660e\u548c\u6536\u5165\u8bc1\u660e\uff1b<\/p>\n

3\u3001Food stamp \u98df\u54c1\u5238<\/strong><\/p>\n

\u7533\u8bf7\u6210\u529f\u540e\u653f\u5e9c\u4f1a\u6bcf\u4e2a\u6708\u5b9a\u671f\u5f80Benefit card\u91cc\u9762\u5212\u8f6c\u4e00\u5b9a\u7684\u91d1\u989d\u8865\u52a9\u7528\u4e8e\u98df\u54c1\u5f00\u9500\uff0c\u8d2d\u4e70\u7684\u98df\u54c1\u79cd\u7c7b\u65e0\u9650\u5236\uff1b<\/p>\n

\u9700\u8981\u63d0\u9192\u5927\u5bb6\u7684\u662f\u5404\u4e2a\u5dde\u653f\u7b56\u4e0d\u540c\u9700\u8981\u63d0\u524d\u4e86\u89e3\uff1b<\/p>\n

\u7f8e\u56fd\u517b\u8001\u798f\u5229\u6982\u89c8<\/strong><\/p>\n

\u7f8e\u56fd90%\u4ee5\u4e0a\u7684\u5de5\u85aa\u65cf\u5728\u9000\u4f11\u540e\u90fd\u53ef\u4ee5\u9886\u5230\u793e\u5b89\u91d1\uff0c\u6309\u7167\u6cd5\u5f8b\u89c4\u5b9a\uff0c\u6bcf\u4e00\u4e2a\u5de5\u4f5c\u7684\u4eba\uff0c\u53ea\u8981\u5de5\u4f5c\u5230\u4e00\u5b9a\u5e74\u9650\uff0c\u9000\u4f11\u540e\u6bcf\u4e2a\u6708\u90fd\u53ef\u4ee5\u4ece\u8054\u90a6\u653f\u5e9c\u9886\u53d6\u5230\u793e\u4f1a\u5b89\u5168\u91d1\uff08\u517b\u8001\u91d1\uff09\uff0c\u5305\u62ec\uff1a<\/p>\n

1\u3001\u793e\u5b89\u91d1Social Security Income<\/strong><\/p>\n

\u7f8e\u56fd\u7684\u9000\u4f11\u5e74\u9f84\u4ece\u65e9\u900062\u5c81\uff0c\u6b63\u5e38\u9000\u4f11\u5e74\u9f8466\u5c81\uff0c\u665a\u900070\u5c81\u3002\u65e9\u9000\u5e74\u9f8462\u5c81\u5f00\u59cb\u9886\u53d6\u9000\u4f11\u91d1\uff0c\u6bcf\u6708\u6240\u9886\u53d6\u7684\u91d1\u989d\u5c06\u662f\u6b63\u5e38\u9000\u4f11\u768475%\uff01\u9009\u62e9\u665a\u9000\u5e74\u9f8470\u5c81\u5f00\u59cb\u9886\u53d6\u793e\u5b89\u91d1\uff0c\u6bcf\u6708\u53ef\u4ee5\u9886\u53d6\u6b63\u5e38\u9000\u4f11\u5e74\u9f84\u7684132%\uff01<\/p>\n

\u5982\u679c\u5728\u7f8e\u56fd\u6709\u7d2f\u8ba1\u5341\u5e74\uff08\u53ef\u4ee5\u95f4\u65ad\uff09\u7684\u62a5\u7a0e\u8bb0\u5f55\uff0c \u5c06\u6709\u8d44\u683c\u5728\u9000\u4f11\u540e\u9886\u53d6\u653f\u5e9c\u7ed9\u7684\u793e\u5b89\u91d1\u3002\u793e\u5b89\u91d1\u7684\u6570\u76ee\u6839\u636e\u4f60\u6bcf\u5e74\u62a5\u7a0e\u7684\u60c5\u51b5\u6bcf\u6708\u4ece$845\u5230\u6bcf\u6708$2640\u7f8e\u91d1\u4e0d\u7b49\uff1b<\/p>\n

2\u3001\u516c\u53f8\u9000\u4f11\u91d1\u8d26\u6237Defined Contribution Plan<\/strong>\u00a0<\/p>\n

\u53e6\u5916\u4e00\u4e2a\u6536\u5165\u6765\u6e90\u662f\u516c\u53f8\uff0c\u4f01\u4e1a\u7ed9\u4e0e\u516c\u53f8\u7ba1\u7406\u4eba\u5458\u548c\u5168\u804c\u5458\u5de5\u8bbe\u7acb\u7684\u516c\u53f8\u9000\u4f11\u91d1\u8d26\u6237 (DefineContribution Plan \u5982 401k\u548c DefineBenefit Plan \u5982Pension)\u3002<\/p>\n

3\u3001\u4e2a\u4eba\u9000\u4f11\u91d1\u8d26\u6237<\/strong><\/p>\n

\u7b2c\u4e09\u4e2a\u6536\u5165\u6765\u6e90\u662f\u4e2a\u4eba\u7684\u9000\u4f11\u91d1\u8d26\u6237IRA\uff0cRoth IRA\u3002<\/p>\n

\u548c\u516c\u53f8\u7684\u9000\u4f11\u91d1\u8d26\u6237\u76f8\u6bd4\uff0c\u4e2a\u4eba\u7684\u9000\u4f11\u91d1\u8d26\u6237\u9664\u4e86\u5c11\u4e86\u516c\u53f8\u7ed9\u76843%-12%\u7684\u8865\u52a9\u5916\uff0c\u5176\u5b83\u548c\u516c\u53f8\u7ed9\u4e0e\u7684\u9000\u4f11\u91d1\u8d26\u6237\u4e00\u6837\u4eab\u53d7\u4e00\u5b9a\u7684\u798f\u5229\u3002<\/p>\n

4\u3001\u533b\u7597\u4fdd\u969c<\/strong><\/p>\n

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